This Privacy Policy describes how Cram Fighter Inc. ("Cram Fighter") collects, uses, processes, and discloses your information, including your personal information, in conjunction with your access to and use of the Chipper Platform. It is Cram Fighter’s policy to respect your privacy regarding any information we may collect while operating our Platform.

If you see an undefined term in this Privacy Policy, such as "Chipper Platform", it as the same definition as in our Terms of Service.

Platform Users

Cram Fighter collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the device information, browser type, language preference, referring site, and the date and time of each user request. Cram Fighter’s purpose in collecting non-personally identifying information is to better understand how Chipper's users use its Platform. From time to time, Cram Fighter may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its Platform.

Cram Fighter also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users. Cram Fighter only discloses logged in user IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain users of the Platform choose to interact with Chipper in ways that require Cram Fighter to gather personally-identifying information. The amount and type of information that Cram Fighter gathers depends on the nature of the interaction. For example, we ask users who sign up for an account on the Platform to provide an email address. Those who engage in transactions with Cram Fighter – by purchasing a subscription, for example – are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Cram Fighter collects such information only insofar as is necessary or appropriate to fulfill the purpose of the user's interaction with the Platform. Cram Fighter does not disclose personally-identifying information other than as described below. And users can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain Platform-related activities.

Aggregated Statistics

Cram Fighter may collect statistics about the behavior of users of its Platform. Cram Fighter may display this information publicly or provide it to others. However, Cram Fighter does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Cram Fighter discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Cram Fighter’s behalf or to provide services available for the Platform, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using the Platform, you consent to the transfer of such information to them. Cram Fighter will not rent or sell potentially personally-identifying and personally-identifying information to anyone without explicit permission from the user. Other than to its employees, contractors and affiliated organizations, as described above, Cram Fighter discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Cram Fighter believes in good faith that disclosure is reasonably necessary to protect the property or rights of Cram Fighter, third parties or the public at large. If you are a registered user of the Platform and have supplied your email address, Cram Fighter may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with the Platform. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Cram Fighter takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Cram Fighter uses cookies to help Cram Fighter identify and track visitors, their usage of the Chipper website, and their website access preferences. Visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Cram Fighter’s websites, with the drawback that certain features of Cram Fighter’s websites may not function properly without the aid of cookies.

Business Transfers

If Cram Fighter, or substantially all of its assets, were acquired, or in the event that Cram Fighter goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Cram Fighter may continue to use your personal information as set forth in this policy.


Ads appearing on any of our Platform may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Cram Fighter and does not cover the use of cookies by any advertisers.

Privacy Policy Changes

Although most changes are likely to be minor, Cram Fighter may change its Privacy Policy from time to time, and in Cram Fighter’s sole discretion. Cram Fighter encourages users to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.